Terms of Use

Welcome to The Budget Ledger. By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the site.

Use of this site

The Budget Ledger provides educational articles and free financial calculators for personal, non-commercial use. You agree to use the site lawfully and not to disrupt it, attempt to gain unauthorized access, or scrape content at scale without permission.

Not financial advice

All content on this site is for general educational and informational purposes only. It is not financial, investment, tax, or legal advice, and it is not a recommendation to buy or sell anything. Your situation is unique, always do your own research or consult a qualified professional before making financial decisions. See our full disclaimer for details.

Our calculators

The calculators on this site run in your browser and produce estimates based on the figures you enter and simplified assumptions. They are tools to help you think, not guarantees of any outcome. We are not responsible for decisions made based on their results.

Intellectual property

The articles, design, and original content on The Budget Ledger are owned by us and protected by copyright. You may share links and brief quotes with attribution, but you may not republish full articles without written permission.

Third-party links

We sometimes link to other websites for your convenience. We do not control those sites and are not responsible for their content, accuracy, or practices. Visiting them is at your own risk.

Limitation of liability

The site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, The Budget Ledger and its team are not liable for any loss or damage arising from your use of the site or reliance on its content.

Changes to these terms

We may update these terms from time to time. Continued use of the site after changes means you accept the revised terms.

Contact

Questions about these terms? Reach us through our contact page.