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Cookie Policy

Last updated: June 2026

This policy explains how The Budget Ledger uses cookies and similar browser storage. We keep this short and honest, because that is how we treat your data too. We use cookies for analytics and, so the site can stay free to read, to show ads through Google AdSense.

What cookies and browser storage are

A cookie is a small file a website saves in your browser. Some sites also use local storage, which works in a similar way. Both let a site remember small pieces of information between visits, such as a setting you picked or a choice you made.

Necessary storage (always on)

These are required for the site to work and do not track you, so they do not need consent:

  • Your cookie choice: we store whether you accepted or declined analytics, so we do not ask you again on every page.
  • Tool data: calculators like the expense tracker save the numbers you enter only in your own browser, so your work is still there when you come back. This data never leaves your device.
  • Helpful votes: when you mark an article as helpful, your browser remembers it so the buttons do not reappear.

Analytics (only with your consent)

If you accept, we use Google Analytics 4 to understand which guides people find useful and where our visitors come from. This helps us decide what to write next. Analytics sets a cookie and collects aggregate, non-identifying information such as pages viewed and rough location. We do not use it to build advertising profiles, and we do not sell this data to anyone.

No analytics cookie is set until you click Accept. If you decline, none of this runs.

Advertising cookies

We use Google AdSense to display ads, which is what keeps The Budget Ledger free to read. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites.

  • Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the internet.
  • You can opt out of personalized advertising by visiting Google Ads Settings.
  • You can opt out of some third-party vendors' use of cookies for personalized ads at aboutads.info/choices.
  • In the UK and EEA we ask for your consent before personalized-ad cookies are set, and you can change that choice at any time using the Cookie Preferences option below.

For more detail, see how Google uses information from sites that use its services.

Managing your choices

You can change or withdraw your consent at any time:

  • Use the option here or in the footer to reopen the consent banner.
  • Clear or block cookies in your browser settings. Most browsers also offer a way to delete existing cookies and storage.
  • Install the official Google Analytics opt-out add-on to opt out of Google Analytics on every site you visit.

Contact

Questions about cookies or your data? Reach us through our contact page. You can also read our Privacy Policy for the full picture.