The Budget Ledger logo

Cookie Policy

Last updated: June 2026

This policy explains how The Budget Ledger uses cookies and similar browser storage. We keep this short and honest, because that is how we treat your data too. We do not run ads, and we never track you across other websites.

What cookies and browser storage are

A cookie is a small file a website saves in your browser. Some sites also use local storage, which works in a similar way. Both let a site remember small pieces of information between visits, such as a setting you picked or a choice you made.

Necessary storage (always on)

These are required for the site to work and do not track you, so they do not need consent:

  • Your cookie choice: we store whether you accepted or declined analytics, so we do not ask you again on every page.
  • Tool data: calculators like the expense tracker save the numbers you enter only in your own browser, so your work is still there when you come back. This data never leaves your device.
  • Helpful votes: when you mark an article as helpful, your browser remembers it so the buttons do not reappear.

Analytics (only with your consent)

If you accept, we use Google Analytics 4 to understand which guides people find useful and where our visitors come from. This helps us decide what to write next. Analytics sets a cookie and collects aggregate, non-identifying information such as pages viewed and rough location. We do not use it to build advertising profiles, and we do not sell this data to anyone.

No analytics cookie is set until you click Accept. If you decline, none of this runs.

Advertising

We currently show no ads and set no advertising cookies. If that ever changes, we will update this policy and ask for your consent first.

Push notifications

You can choose to receive browser notifications when we publish a new guide. This only happens if you click Allow when your browser asks. You can turn it off at any time in your browser settings, and we use a trusted provider (OneSignal) to deliver these alerts. We never send anything until you opt in.

Managing your choices

You can change or withdraw your consent at any time:

  • Use the option here or in the footer to reopen the consent banner.
  • Clear or block cookies in your browser settings. Most browsers also offer a way to delete existing cookies and storage.
  • Install the official Google Analytics opt-out add-on to opt out of Google Analytics on every site you visit.

Contact

Questions about cookies or your data? Reach us through our contact page. You can also read our Privacy Policy for the full picture.